CM Khidmat Card Scheme
In 2026, the Punjab Government, led by Chief Minister Maryam Nawaz Sharif, has expanded social protection for vulnerable families through the CM Khidmat Card Scheme. This digital program integrates cash stipends, vocational training, and subsidized groceries to improve the lives of Persons with Disabilities (PWDs), orphans, and low-income households. With a single ATM-enabled card, beneficiaries can access financial support, health services, and skills development opportunities without long queues or bureaucracy.

Table of Contents
Read Also: Nigehban Ramzan Package
| Feature | Details |
|---|---|
| Primary Benefit | Rs. 10,500 Quarterly Stipend |
| Target Audience | PWDs, Orphans, Low-Income Families |
| Issuing Bank | Bank of Punjab (BOP) |
| Additional Perks | Free technical training, subsidized Rashan |
| Verification Code | SMS CNIC to 8123 or 8070 |
| Online Portal | dpmis.punjab.gov.pk |
| Application Type | Online & Walk-in at e-Khidmat Centers |
| Helpline | 0800-02345 |
What is the CM Khidmat Card Scheme 2026?
The Khidmat Card is a modern digital payment system aimed at empowering vulnerable citizens. By 2026, it combines quarterly cash transfers, subsidized groceries, and access to skill-building programs. The card promotes financial independence, allowing beneficiaries to withdraw funds via Bank of Punjab ATMs using biometric verification, ensuring dignity and transparency.
Key Benefits of the Khidmat Card
- 1. Financial Stability: A quarterly stipend of Rs. 10,500 covers essential living expenses.
- 2. Health & Rehabilitation: Priority access to government hospitals and free assistive devices like wheelchairs and hearing aids.
- 3. Interest-Free Loans: Cardholders can apply for small loans to start home-based businesses.
- 4. Skills Development: Free enrollment in TEVTA vocational courses to promote self-reliance.
Eligibility Criteria for 2026
To qualify for the Khidmat Card, the following requirements must be met:
- Permanent resident of Punjab with valid CNIC.
- For PWDs, a certified disability certificate is mandatory.
- Families must have a PMT score of 45 or below.
- Applicants should not be government employees or receiving conflicting grants.
- Certain PWD applicants must be categorized as “Not fit to work.”
Step-by-Step Application Guide 2026
- Online Registration
- Visit the official DPMIS Portal or Himmat Card App.
- Enter your CNIC/B-Form number and mobile number.
- Select your district and medical board (for PWD verification).
- Upload scanned CNIC and disability certificate (if applicable).
- Physical Verification
- Verification teams may visit your address or ask you to visit the nearest e-Khidmat Markaz for biometric confirmation.
- Card Issuance
- After approval, an SMS confirms your eligibility. Collect your card from BOP or local Social Welfare office.
How to Track Your Application Status
- Via Portal: Login to DPMIS to view the Tracking Bar showing “Verified” or “Dispatched.”
- Via SMS: Send your 13-digit CNIC to 8123.
- Via Helpline: Call 0800-02345 for manual assistance.
Helpline & Contact
For support or guidance, the official Punjab Government helpline provides assistance:
- Helpline Number: 0800-02345
- Email: info@pspa.punjab.gov.pk
- Walk-in Centers: Visit any e-Khidmat Markaz for in-person help.
- Online Portal: dpmis.punjab.gov.pk
Common Problems & Solutions
- Expired CNIC: Must renew at NADRA and update your record to continue receiving payments.
- Incorrect Status: Visit the Social Welfare office to rectify your data.
- No SMS Received: Ensure your mobile number is active and registered in your CNIC record.
- Application Delay: Use the portal or helpline for status updates.
Conclusion
The CM Khidmat Card Scheme 2026 is a comprehensive program that empowers vulnerable families in Punjab with cash support, health services, and skills training. The digital system ensures transparency, easy access, and dignity for beneficiaries. By applying online or at e-Khidmat centers, residents can quickly benefit from the stipend and additional perks, improving their quality of life. This initiative underscores Punjab’s commitment to inclusive social welfare in 2026.
Frequently Asked Questions (FAQs)
Can I apply if my CNIC is expired?
No. You must renew your CNIC at NADRA to receive payments.
Is there a fee for applying?
No. The CM Khidmat Card application is completely free.
Can I use the Khidmat Card for Ramzan Rashan?
Yes, it is integrated with the Nigehban/Ration program for subsidized groceries.
How long does it take to get the card after approval?
After approval, an SMS confirms eligibility. You can collect your card within a few days from BOP or Social Welfare office.
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